NFC is a method of wireless data transfer that allows smartphones, laptops, tablets, and other devices to share data when in close proximity. NFC technology powers contactless payments via mobile wallets like Apple Pay, Android Pay, as well as contactless cards.
Connect electronic devices, such as wireless components in a home office system or a headset with a mobile phone. Access digital content, using a wireless device such as a cell phone to read a “smart” poster embedded with an RF tag.
NFC allows two-way interactions between devices. It utilizes the key elements in existing standards for contactless card technology (ISO/IEC 14443 A&B and JIS-X 6319-4), offering a maximum communication speed of 424 kbps.
Consumer expectations for convenience are always on the rise. In almost any situation consumers will typically flock to the fastest, easiest and most convenient option. Near field communications make payment transactions easy, as consumers often only need to hold up their phones or their NFC cards to make a payment. Unlike EMV transactions where consumers had to learn to dip, and wait, NFC-enabled smartphone payments are typically simple and intuitive.
What’s the one item that your customers typically have on them at all times? It’s their smartphone, of course. No wonder mobile wallets using near field communication are rising in popularity. For those who still prefer cards, NFC-enabled cards provide the same functionality in a convenient and familiar package.
Near field communication allows for faster transactions which cuts down on the amount of time customers have to wait in line as well as time spent at the register. NFC helps speed up checkout lines, increasing customer satisfaction with your business.
Near field communication means less time per transaction. That represents a critical operational efficiency for businesses that turn a high volume of transactions at checkout. Happier customers and more efficient operations are measured in the bottom lines of businesses everywhere.
Near field communication technology is easy to implement. You’ll need NFC-enabled payment terminals, like credit card terminals or integrated point of sale systems. Fortunately, most new payment acceptance equipment sold today or in the recent past already contains near field communication technology built in. Setup is simple and quick.
Like anything regarding payments, you’ll want to work closely with your payment processor to make sure you’ve configured your equipment properly and your payment acceptance is set up to accept both contactless cards and mobile wallets. When you work with a leading payment partner like Worldpay, that part is easy, too.
The security of near field communication technology starts with “near”—NFC signals only transmit data centimeters from the NFC device, like a payment terminal. Unlike wireless internet technology, near field communication signals can’t be hacked from across town, across the street or even across the room.
Security protections afforded by smartphones make NFC payments even more secure. In addition to the protections from tokenization of private and personally-identifying data, smartphones add an additional layer of personal authentication, like passwords and biometric security. All of this additional security is layered on top of existing fraud filters and other security measures, like EMV, that help protect all electronic payment transactions.
NFC stands for Near Field Communication. It is a contactless protocol to trasfer files. NFC Tags are microchips with an antenna, which can contain information and be read easily and quickly by an NFC-enabled mobile phone or tablet.
The consumption of the NFC sensor is almost irrelevant. In addition, it consumes battery only when it is in use, similar to GPS. This feature allows you to leave the NFC sensor enabled, no problems for the consumption of the battery.
No, NFC Tags do not require power. They are in fact triggered by the magnetic field of the NFC sensor. NFC Tags are, from this point of view, potentially eternal.
The NFC Tag can be programmed with a mobile application or an NFC Readers and Writers for desktop computers. There are apps and software for each operating system.
NFC Tags work properly between -20° and 70° Celsius / between -4° and 158° Fahrenheit.
It depends on the model and operating system. In summary:
-Android: Settings > Wireless & Networks > (More) > NFC
-Windows Phone: App list > Settings > Tap to share / Tap to pay > NFC
-BlackBerry: Manage Connections > NFC
The secure element is a dynamic environment in which application code and application data can be securely stored and administered and in which secure execution of applications occur. The element resides in highly secure crypto chips. The element provides delimited memory for each application and other functions that can encrypt, decrypt, and sign the data packet.
The secure element could be implemented either by a separate secure smart card chip (currently implemented in most of the NFC-enabled mobile phone pilots), in the SIM/UICC (which is used by GSM mobile phone operators to authenticate subscribers on their networks and maintain personalized subscriber information and applications), or in an SD card that can be inserted in the mobile phone. The secure element implementation approach will be selected by the mobile operator implementing the service and/or by the payment service provider (for SD card implementations).
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